Personal Auto Insurance
Auto Insurance in Los Angeles Made Simple
If you’re looking for reliable
auto insurance in Los Angeles, Derian Insurance can help you find the right protection without the usual hassle. Whether you're commuting through the 405, running errands in West Hollywood, or heading into Downtown LA from Culver City, you need coverage that fits the city’s pace—and your budget. California requires minimum liability insurance, but for many drivers, those limits aren’t enough. That’s where we step in—with personalized car insurance options built for your life in LA.
What Your Car Insurance Policy Can Cover
We help drivers across California understand what their
personal auto insurance should include—and why. A typical policy can be customized with the following coverages:
Liability Coverage
Required in CA. Covers bodily injury & property damage if you're at fault.
Collision & Comprehensive
Pays for damage to your car from accidents, theft, vandalism, or weather. Often required if you lease or finance your vehicle.
Uninsured/Underinsured Motorist
A must in LA, where uninsured drivers are common. Covers you if someone else doesn’t have enough insurance.
Medical Payments
Helps with minor injuries, no matter who’s at fault.
Towing & Roadside Assistance
Optional, but handy if you’re stuck in traffic with a dead battery or flat tire.
Rental Car Reimbursement
Covers a rental while your car is in the shop after a covered claim.
We’ll guide you through the right mix of coverages based on your car, commute, and comfort level.
Get the Right Coverage Without Overpaying
Owning a rental property in Los Angeles comes with enough variables—coverage confusion shouldn’t be one of them. At Derian Insurance, we’ve worked with countless landlords across California and understand how to tailor policies for every type of rental.
Here’s what we bring to the table:
Multi-policy (auto + home or renters)
Good driver and defensive driving
Multi-vehicle households
Low annual mileage or usage-based insurance
Anti-theft devices or safety features
If you’re looking for
LA car insurance quotes that offer real value—not just the cheapest price—we’re here to help you compare options and understand what you’re getting.
Local Help from Agents Who Know the Roads You Drive
When you insure your car through Derian, you’re not calling a 1-800 number when something goes wrong. You’re calling your local agent who knows how to help—whether you're dealing with a claim, buying a new car, or reviewing coverage each year. We serve drivers from the Valley to Venice, Pasadena to Playa del Rey, and all across Southern California.
We also insure:
- Teen drivers and families
- Commuters and remote workers
- Classic car owners (see Antique Auto Insurance for more)
Your Questions, Answered
How much liability coverage should I carry?
We usually recommend at least 100/300/50 limits—much higher than the CA minimum—especially if you own a home or have assets to protect.
What affects my auto insurance rates in LA?
Common factors include ZIP code, driving history, type of car, mileage, and in some cases, credit. We'll shop for the best fit for your profile.
Can I bundle auto with other policies?
Yes. Bundling with home, renters, or umbrella insurance can save money and simplify billing.
What if I don’t drive much?
Low mileage can reduce your rates. We’ll make sure the carrier knows your usage and can also explore telematics or usage-based plans.
Do you offer classic or antique car insurance?
Yes—we offer specialized policies for vintage or collectible cars. Click here to learn more.
Let’s Review Your Coverage or Start a New Quote
Whether you’ve been with the same insurer for years or you’re just getting started, we’re ready to help. Our team makes car insurance personal and practical—just like it should be.
Contact Derian Insurance for a personalized auto insurance quote in Los Angeles. We’ll compare top carriers and explain your options clearly so you can hit the road with confidence.