Health & Life Insurance

Health & Life Coverage That Works for You or Your Team

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Life and Health Insurance Solutions from a Trusted Los Angeles Agency

When it comes to protecting your family’s future or supporting your employees’ well-being, one-size-fits-all coverage won’t cut it. At Derian Insurance, we offer life and health insurance in Los Angeles for individuals, families, and small businesses—focused on clarity, quality, and long-term value.


While our core business is commercial insurance, we provide life and health solutions to clients who want everything handled in one place, with the personal touch they know us for. Whether you’re a local family in Santa Monica or a business owner near the West LA Expo Line looking to offer group benefits, we’ll help you navigate your options and choose what fits best.

Life Insurance That Fits Your Stage of Life

We provide several life insurance options to help you protect what matters most:

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Term Life Insurance

Affordable protection for a set number of years

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Whole Life Insurance

Permanent coverage that builds cash value over time

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Final Expense Coverage

Smaller policies to cover burial or end-of-life costs

Whether you’re a new parent, homeowner, or planning your legacy, we’ll walk you through your options with no pressure. You can use our life insurance quote tool to get an instant quote—or speak with us for tailored guidance.

Health Insurance Options for Families & Individuals

Health insurance can feel complicated—especially in California. That’s why we help clients understand their choices, whether they’re enrolling through Covered California or exploring private plans.

Individual & Family Health Plans

Dental & Vision Coverage

Access to ACA-compliant policies

Help comparing options, even off-exchange

We primarily offer these services to existing clients who appreciate having one agency for both personal and commercial needs—but we’re always happy to help locals looking for a trusted broker in LA.

Group Benefits for California Small Businesses

Running a business? We help employers design affordable, competitive group benefits packages that support employee retention and morale.

Options include:

You don’t need to manage it all on your own. With Derian Insurance, you get one point of contact for both your commercial insurance and your employee benefits—making your life easier and your coverage more consistent.

Explore Group Benefits or View Commercial Insurance

Why Our Clients Trust Us with Their Future

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55+ years of honest, personalized service

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Local team familiar with California’s rules and plans

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One agency for business and personal needs

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Independent broker access to multiple insurance carriers

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We explain the details—and we’re here when it counts

When you work with us, you’re not just another application. You’re a client we know by name—and whose goals we care about.

FAQs: Life & Health Insurance in California

  • Can you help with Covered California enrollment?

    Yes, we can help you explore both exchange and off-exchange plans and guide you toward the best fit for your needs.

  • What’s the difference between term and whole life?

    Term life covers you for a set period and is often lower cost. Whole life is permanent and builds cash value. We’ll help you compare.

  • Do I qualify for a group health plan for my small business?

    Most carriers allow group coverage starting at 2 employees. We’ll help you see if you qualify and walk you through plan setup.

  • Is group health insurance affordable for small teams?

    It depends on your plan type, coverage level, and team size—but there are tax advantages and ways to control cost. We’ll explore options with you.

  • Do you offer disability insurance?

    Yes—we offer both individual disability coverage and group disability plans for businesses. We’ll help you determine what fits.

Let’s Talk Life, Health & Peace of Mind

Not sure where to start? We’re here to answer questions—big or small. Whether you’re exploring life insurance for your family or building a benefits package for your company, Derian Insurance makes it easy.

Request a Life or Health Insurance Quote
or visit our Personal Insurance or Commercial Insurance sections to see how we can support you in every part of your life.