After a Loss

After experiencing an insurance loss, it's important to take the following steps to ensure a smooth recovery process:

01

Document the Damage

Thoroughly document all damage with clear photographs or videos. Capture all affected areas to provide evidence for insurance claims and potential disputes.

02

Prioritize Safety

Ensure your safety first by evacuating if necessary, especially in scenarios involving structural damage, fires, or gas leaks. Contact emergency services if there are any hazards.

03

Notify Your Insurance Company

Report the incident to your insurance company as soon as possible. Provide preliminary details and keep a log of all communications, including dates, names of representatives, and points discussed, to track your claim's progress.

04

Prevent Further Loss

Take measures to prevent additional damage, such as covering a damaged roof with a tarp or boarding up broken windows. Wait for the insurance assessment before making permanent repairs.

05

Keep Track of Expenses

Maintain records of all expenses related to the damage, including temporary repairs and accommodations. These records are crucial for filing your insurance claim and getting reimbursed.

06

Engage Reputable Contractors

Once ready for repairs, hire reputable contractors, obtain multiple estimates, and verify references. This ensures quality work and helps avoid scams.

By following these steps, you can manage the situation effectively and work toward restoring your property with less stress.