Surety Bonds
Surety Bonds for California Contractors & Business Owners
Many California businesses are required to carry surety bonds to operate legally, win contracts, or meet industry regulations. Whether you’re a general contractor in Los Angeles, an auto dealer in Inglewood, or a notary in Pasadena, Derian Insurance can help you secure the bond you need—fast.
We provide
surety bonds in Los Angeles for a wide range of industries and professions, with competitive pricing and expert guidance on California bonding requirements.
What Is a Surety Bond & Who Needs One?
A surety bond is not insurance—it’s a financial guarantee that a business or individual will meet certain obligations. If those obligations aren’t met, the bond can provide compensation to the other party.
In California, surety bonds are commonly required for:
Contractors & subcontractors
(contractor license bonds, bid & performance bonds)
Auto dealers & repair shops
(dealer bonds)
Notaries & fiduciaries
(public official & probate bonds)
Retailers & regulated businesses
(license and permit bonds)
Construction projects
(payment bonds to guarantee payment to subcontractors/suppliers)
Janitorial services, freight brokers, and more
We help you identify the right bond type for your business and handle the paperwork so you can stay compliant and focused on your work.
Common Surety Bonds We Offer in California
We’re licensed to issue a full range of commercial and contract bonds, including:
- Contractor License Bonds – required by the California Contractors State License Board (CSLB)
- Bid Bonds & Performance Bonds – needed to bid on or secure public/private construction projects
- Payment Bonds – ensure subcontractors and suppliers get paid
- License & Permit Bonds – required for various business licenses across the state
- Fiduciary & Court Bonds – for executors, guardians, or court-appointed positions
- Notary Bonds – required for California notary public commissions
If you’re unsure what bond your business needs, our team can help determine the correct type and amount.
Why Derian Insurance for Surety Bonds in Los Angeles?
With over 55 years serving businesses across Southern California, we know how to streamline the bonding process. Whether it’s your first time getting bonded or you’re renewing an annual requirement, we’ll make it easy.
Fast Turnaround
Many bonds can be issued same-day
Competitive Rates
We shop among top surety markets for the best pricing
Flexible Options
We work with applicants with a wide range of credit histories
Local Expertise
We know California’s bonding requirements inside and out—especially for contractors in Los Angeles County, Ventura, Orange County, and beyond
We’ll walk you through any bond forms, help you avoid common application errors, and ensure you're in compliance with state or client requirements.
Surety Bond FAQs
How do surety bonds work?
A surety bond is a three-party agreement between you (the principal), the party requiring the bond (the obligee), and the surety company. If you don’t fulfill your obligation, the surety may pay the obligee and seek reimbursement from you.
What does a contractor license bond do?
It’s required by the CSLB to protect consumers from contractor misconduct or code violations. You can’t legally operate without one in California.
How much does a surety bond cost?
Bond premiums typically range from 1%–10% of the bond amount, depending on credit, bond type, and risk level.
Can I get bonded with bad credit?
Yes. We work with carriers that offer bonding solutions even for applicants with lower credit scores or new businesses.
Get Your Surety Bond the Easy Way
Need a contractor license bond, permit bond, or performance bond in California? Let Derian Insurance handle it. We’ve helped thousands of businesses across Los Angeles get bonded—quickly, correctly, and affordably.