Personal Insurance

Coverage That Fits the Way You Live

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Personal Insurance for Los Angeles Families & Individuals

When you’ve built something worth protecting—your home, your car, your legacy—it matters who you trust to insure it. At Derian Insurance Agency, we’re known for helping local businesses. But many of our long-time clients also turn to us for personal insurance in Los Angeles—because they know we’ll treat their family like our own.


From Brentwood to Santa Monica, West LA to the South Bay, we offer home, auto, life, and umbrella coverage with one goal: make sure you’re truly protected, not just checking boxes. We work to understand your risks, your lifestyle, and your priorities—then match you with policies that fit.

All Your Personal Policies, One Trusted Agency

We offer a full range of personal insurance options. Each one can be tailored to your needs, and most can be bundled for savings:

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Homeowners Insurance

Protection for your home and belongings from fire, theft, weather, and more

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Auto Insurance

Liability, collision, comprehensive, and more for your everyday vehicle

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Motorcycle Insurance

Full coverage for bikes, cruisers, and custom rides

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Dwelling Fire & Condo Insurance

Coverage for rentals, second homes, or units within HOAs

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Collector & Antique Auto Insurance

Specialized coverage for classic cars and restorations

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Boat & Personal Watercraft Insurance

For lake and coastal recreation

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Umbrella Insurance

Extra liability coverage that kicks in after home or auto limits are reached

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Valuable Items / Scheduled Property

Jewelry, art, musical instruments, and more

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Life Insurance

Term, whole life, and final expense policies

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Health Insurance

For individuals, families, or as part of a group benefits plan

Whether you're covering one home or three vehicles and a boat, we can help you manage it all under one roof.

Why Clients Rely on Derian for Personal Coverage

We’re independent—so we shop top-rated carriers for you

Need help with a claim? We’re here, not halfway across the country

We offer coverage for everything from starter condos to legacy estates

You work with a person, not a call center

Many of our clients have been with us for generations

If you’ve ever called your insurance company and felt like just a number, it’s time to experience what real service looks like. We’re a family-owned business, and we treat you like one of our own.

Bundle & Save with a Custom Insurance Package

Looking to simplify your coverage and lower your premiums? We’ll help you build a personal insurance bundle—like home, auto & umbrella—that gives you solid protection and multi-policy discounts. Many of the carriers we work with offer great pricing when we combine your policies under one roof.

FAQs: Personal Insurance for California Residents

  • Can I really save by bundling home and auto insurance?

    Yes—many carriers offer 10–25% discounts for bundling policies. It also simplifies billing, renewals, and claims.

  • What if I have a claim—do I call you or the insurance company?

    Call us first. We’ll help initiate the claim and guide you through the process. We’re your advocate.

  • Do you offer earthquake or flood insurance?

    Yes. These aren’t included in standard homeowners policies, but we can help you add them through separate plans.

  • How often should I review my policies?

    We recommend a yearly review, especially if you’ve had life changes—new home, new vehicle, marriage, etc. We’ll help keep your coverage up to date.

Ready to Make Insurance Simple Again?

Whether you’re a current business client looking to add personal coverage—or you’re new to Derian and want personalized help—you’ll find honest advice and real answers here.