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Life/Health Insurance
Today, health care costs are high, and
getting higher. Who will pay your bills if you have a
serious accident or a major illness? You buy health
insurance for the same reason you buy other kinds of
insurance, to protect yourself financially. With health
insurance, you protect yourself and your family in case you
need medical care that could be very expensive. You can't
predict what your medical bills will be. In a good year,
your costs may be low. But if you become ill, your bills
could be very high. If you have insurance, many of your
costs are covered by a third-party payer, not by you. A
third-party payer can be an insurance company or, in some
cases, it can be your employer.
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